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Insurance categories · Business / SME Insurance

Group Health & Liability Cover

Tailor-made employee health and liability benefits designed specifically for corporate houses and SMEs.

Custom B2B underwriting via major corporate insurers.

Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.

About this policy concept

Built to assist evolving businesses in Noida, Ranchi, and regional hubs, this policy offers group medical protection to employees alongside business liability covers. It helps businesses protect their workforce, lower attrition rates, and comply with employer liability guidelines easily.

Key benefits

  • Waiver on waiting periods for pre-existing medical conditions from day one.
  • Maternity benefits and newborn cover options included seamlessly.
  • Boosts employee retention and satisfies corporate wellness initiatives.

Eligibility

  • Registered commercial business or SME with a minimum corporate workforce of 7 to 10 employees.

Coverage

  • Customizable sum insured options per employee tier.
  • Corporate buffer capabilities.
  • Worldwide or nationwide coverage footprints.

Important exclusions

  • Non-medical hospital expenses.
  • Experimental or unproven therapies.
  • Intentional non-compliance with standard workplace safety norms.

Required documents

  • Company PAN card
  • GST registration certificate
  • Finalized Excel roster with employee details (Names, Ages, Relationships, Nominees)

Policy FAQs

Yes, if the specific corporate plan structure has parent-inclusion features activated during corporate onboarding.
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary — not a policy document. Please contact PolicyAdda for assistance before purchasing.