Insurance categories · Health Insurance
Health Secure Family Floater Plan
A single comprehensive health policy covering medical and hospitalization expenses for your entire family.
Multiple leading standalone health insurers.
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
This plan utilizes a floating sum insured layout, letting any designated family member tap into the collective coverage pool during medical emergencies. It provides extensive financial relief against medical inflation by taking care of inpatient costs, day-care treatments, and pre/post-hospitalization fees.
Key benefits
- Cashless hospitalization across thousands of networked hospitals nationwide.
- Tax exemptions under Section 80D of the Income Tax Act.
- Coverage for modern treatments, day-care procedures, and ambulance charges.
Eligibility
- Proposer age between 18 to 65 years.
- Dependent children covered from 91 days up to 25 years.
Coverage
- Sum Insured ranges from ₹3 Lakhs to ₹1 Crore.
- Includes room rent, ICU charges, surgeon fees, and pre-hospitalization care (up to 60 days).
Important exclusions
- Pre-existing diseases (PED) subject to a standard 2 to 4-year waiting period.
- Cosmetic surgery.
- Self-inflicted injuries.
Required documents
- Age proof of all members
- Pre-policy medical check-up reports (if age > 45 or based on sum insured)
- PAN/Aadhaar of the primary applicant
Policy FAQs
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary — not a policy document. Please contact PolicyAdda for assistance before purchasing.