Insurance categories · Motor Insurance
Comprehensive Private Car Insurance
Premium end-to-end coverage for your private vehicle against accidental damages, theft, and third-party liabilities.
Aggregated partners may include Bajaj Allianz, HDFC ERGO, Liberty General.
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
A complete motor policy designed to safeguard private cars against unexpected losses. This policy balances mandatory legal requirements with deep financial cushions, shielding owners from severe out-of-pocket repair costs while providing customizable add-on covers like Zero Depreciation or Engine Protection.
Key benefits
- Zero Depreciation add-on options to secure full cost replacement on parts.
- 24/7 Roadside Assistance (RSA) across major state highways in Bihar and Jharkhand.
- Hassle-free third-party liability management.
Eligibility
- Individual or corporate owners of private passenger vehicles registered in India.
Coverage
- Damage to the vehicle body.
- Mandatory Personal Accident cover for the owner-driver (₹15 Lakhs).
- Unlimited third-party bodily injury liabilities.
Important exclusions
- Depreciation on parts if standard policy is selected.
- Damage out of geographical boundaries.
- Driving outside usage guidelines (e.g., using a private car for commercial delivery).
Required documents
- Car Registration Certificate (RC)
- Previous year policy document
- Owner's identification proof
Policy FAQs
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary — not a policy document. Please contact PolicyAdda for assistance before purchasing.