Insurance categories · Motor Insurance
Comprehensive Two-Wheeler Insurance
Total financial protection for your bike or scooter against accidents, theft, and third-party liabilities.
Aggregated via top general insurers (e.g., Liberty General Insurance, TATA AIG).
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
This plan covers physical damage to your two-wheeler resulting from road accidents, natural disasters (floods, earthquakes), fires, and malicious acts. It satisfies all legal mandates under the Indian Motor Vehicles Act by bundling mandatory Third-Party Liability with Own Damage (OD) security.
Key benefits
- Cashless repairs across network garages in Patna, Ranchi, and Noida.
- Quick digital claim settlement with self-inspection capabilities.
- No Claim Bonus (NCB) transfers from previous insurance providers.
Eligibility
- Any registered two-wheeler owner with a valid Indian driving license and active vehicle registration.
Coverage
- Own Damage protection up to the fixed Insured Declared Value (IDV).
- Third-Party personal injury and property damage coverage up to ₹1 Lakh.
Important exclusions
- Damage incurred while driving under the influence of alcohol/drugs.
- Driving without a valid license.
- Routine wear-and-tear or mechanical breakdowns.
Required documents
- Previous policy copy
- Registration Certificate (RC)
- Owner's valid KYC details (Aadhaar/PAN)
Policy FAQs
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary — not a policy document. Please contact PolicyAdda for assistance before purchasing.