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OUR INSURANCE PRODUCTS · Business & Commercial Insurance

General Insurance

Broad non-life protection for assets, liability, travel, and everyday business risks under one umbrella.

Policy Adda facilitates insurance products from authorised insurers. Coverage, benefits, exclusions, terms, conditions and premiums vary by insurer and plan. Please read the policy wording carefully before purchasing.

Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.

About this policy concept

General insurance covers non-life risks including property, liability, marine, travel, and other commercial exposures. It helps businesses and individuals recover financially from insured events such as fire, theft, accidents, and third-party claims.

Key benefits

  • Protection for business and personal assets
  • Liability and third-party cover options
  • Flexible covers for different risk types
  • Claim assistance through Policy Adda

Eligibility

  • Individuals and businesses seeking non-life insurance protection

Coverage

  • Property and asset damage
  • Liability exposures
  • Travel and marine risks (where applicable)
  • Other insured non-life events

Important exclusions

  • Wear and tear or gradual loss
  • Known or pre-existing damage
  • Events outside policy scope

Required documents

  • Identity proof (Aadhaar/PAN)
  • Asset or business details · optional
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary - not a policy document. Please contact Policy Adda for assistance before purchasing.