Insurance categories · Motor Insurance
Car Insurance
Protect your car against accidents, theft, fire, natural calamities and third-party liabilities.
Policy Adda facilitates insurance products from authorised insurers. Coverage, benefits, exclusions, terms, conditions and premiums vary by insurer and plan. Please read the policy wording carefully before purchasing.
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
Car insurance provides financial protection for your private car. Third-party insurance is mandatory. A comprehensive policy combines Third-Party Liability with Own Damage cover. Add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance enhance coverage.
Key benefits
- Third-Party Liability
- Own Damage cover
- Theft protection
- Personal Accident cover
- Add-ons: Zero Dep, Engine Protection, RSA, Return to Invoice, Consumables Cover, Key Replacement
Eligibility
- Private car owner with valid driving license and RC
Coverage
- Vehicle body damage
- PA cover for owner-driver (₹15 Lakhs)
- Third-party injury liabilities
- Fire, theft, natural calamities
Important exclusions
- Depreciation on parts (standard policy)
- Driving outside usage guidelines
- Unauthorised modifications
Required documents
- Identity proof (Aadhaar/PAN)
- Previous policy copy