Insurance categories · Life Insurance
ULIP Plans
Unit Linked Insurance Plans with market-linked growth and life coverage.
Policy Adda facilitates insurance products from authorised insurers. Coverage, benefits, exclusions, terms, conditions and premiums vary by insurer and plan. Please read the policy wording carefully before purchasing.
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
ULIPs provide both investment growth and life insurance protection. A portion of your premium is invested in equity and debt funds based on your choice.
Key benefits
- Market-linked growth
- Life insurance coverage
- Fund switching flexibility
- Tax benefits
- Top-up facility
Eligibility
- Individuals aged 18 to 65 years
Coverage
- Fund value at maturity
- Death benefit (higher of sum assured or fund value)
- Equity and debt fund switching
Important exclusions
- Market risk
- Lock-in period (5 years)
- Suicide within first year
Required documents
- Identity proof (Aadhaar/PAN)
- Previous policy copy
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary - not a policy document. Please contact Policy Adda for assistance before purchasing.