Insurance categories · Health Insurance
Health Insurance Plans for Senior Citizens
Health insurance designed for individuals aged 60 years and above.
Policy Adda facilitates insurance products from authorised insurers. Coverage, benefits, exclusions, terms, conditions and premiums vary by insurer and plan. Please read the policy wording carefully before purchasing.
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
Senior Citizen Health Insurance provides financial protection against medical expenses for individuals aged 60+. With rising healthcare costs, it helps manage unexpected medical expenses.
Key benefits
- Hospitalisation expenses
- Day-care treatments
- Pre/post hospitalisation
- Pre-existing diseases (after waiting period)
- Cashless treatment
- Lifelong renewability
Eligibility
- Individuals aged 60 years and above
Coverage
- In-patient hospitalisation
- ICU and room charges
- Doctor fees
- Day-care
- Pre/post hospitalisation
- Ambulance
Important exclusions
- Pre-existing diseases during waiting period
- Cosmetic treatments
- Self-inflicted injuries
Required documents
- Identity proof (Aadhaar/PAN)
- Previous policy copy
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary - not a policy document. Please contact Policy Adda for assistance before purchasing.

