Insurance categories · Business & Commercial Insurance
Group Personal Accident Insurance
Financial protection for employees against accidental risks.
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About this policy concept
Group Personal Accident Insurance provides accident-related financial protection to a group under a single policy, commonly purchased by employers.
Key benefits
- Accidental death benefit
- Permanent total/partial disability
- Temporary total disability
- Medical expenses from accidents
- Ambulance expenses
Eligibility
- Employers with groups of employees
Coverage
- Accidental death benefit
- Permanent total/partial disability
- Temporary total disability
- Medical expenses
Important exclusions
- Pre-existing conditions
- Self-inflicted injuries
- War and nuclear risks
Required documents
- Identity proof (Aadhaar/PAN)
- Previous policy copy
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary - not a policy document. Please contact Policy Adda for assistance before purchasing.