Insurance categories · Health Insurance
Health Insurance
Protect your health and savings with comprehensive medical coverage.
Policy Adda facilitates insurance products from authorised insurers. Coverage, benefits, exclusions, terms, conditions and premiums vary by insurer and plan. Please read the policy wording carefully before purchasing.
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
Health insurance provides financial protection against eligible medical and hospitalisation expenses arising from illness, injury or accidents. Healthcare costs are increasing, and even a single hospitalisation can put pressure on your finances.
Key benefits
- Manage medical expenses
- Cashless treatment at network hospitals
- Pre- and post-hospitalisation cover
- Tax benefits under Section 80D
- Day-care procedures
Eligibility
- Individuals aged 18-65 years
- Dependent children from 91 days to 25 years
Coverage
- In-patient hospitalisation
- Pre/post hospitalisation
- Day-care
- Ambulance charges
- Modern treatments
- Pre-existing diseases (after waiting period)
Important exclusions
- Treatment during waiting periods
- Cosmetic procedures
- Self-inflicted injuries
Required documents
- Identity proof (Aadhaar/PAN)
- Previous policy copy
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary - not a policy document. Please contact Policy Adda for assistance before purchasing.