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Insurance categories · Property & Home Insurance

Home and Property Loan Insurance

Protect your home loan repayment and property against unforeseen events.

Policy Adda facilitates insurance products from authorised insurers. Coverage, benefits, exclusions, terms, conditions and premiums vary by insurer and plan. Please read the policy wording carefully before purchasing.

Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.

About this policy concept

Home Loan and Property Loan Insurance covers loan repayment liability and property against fire and natural calamities.

Key benefits

  • Protects loan repayment obligations
  • Property insurance against fire and natural calamities
  • Covers borrower's liability
  • Peace of mind for long-term commitments

Eligibility

  • Home loan and property loan borrowers

Coverage

  • Loan repayment protection
  • Property building insurance
  • Contents insurance
  • Fire and natural calamities

Important exclusions

  • Pre-existing conditions (for loan protection)
  • Wear and tear
  • Consequential losses

Required documents

  • Identity proof (Aadhaar/PAN)
  • Previous policy copy
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary - not a policy document. Please contact Policy Adda for assistance before purchasing.