Insurance categories · Motor Insurance
Motor Insurance
Protect your vehicle against accidental damage, theft, fire, and third-party liabilities.
Policy Adda facilitates insurance products from authorised insurers. Coverage, benefits, exclusions, terms, conditions and premiums vary by insurer and plan. Please read the policy wording carefully before purchasing.
Provider lines shown above are informational. No official partnership with these insurers is claimed unless separately confirmed.
About this policy concept
Motor insurance provides financial protection for your vehicle and covers third-party liabilities. In India, Third-Party Liability insurance is mandatory for vehicles on public roads. You can choose Comprehensive, Own Damage, or Third-Party policies.
Key benefits
- Third-Party Liability cover (mandatory)
- Own Damage cover (optional)
- Personal Accident cover for owner-driver
- Cashless repair facilities
- Add-on covers available
Eligibility
- Registered vehicle owner with valid driving license
Coverage
- Third-Party Liability
- Own Damage
- Personal Accident cover
- Natural and man-made calamities
Important exclusions
- Driving under influence
- Driving without valid license
- Normal wear and tear
Required documents
- Identity proof (Aadhaar/PAN)
- Previous policy copy
Disclaimer: Final policy benefits, premiums, coverage, eligibility, and exclusions depend on the applicable insurer and policy documentation. This is an informational summary - not a policy document. Please contact Policy Adda for assistance before purchasing.